Independent appointed-appraiser services for amount-of-loss disputes under the policy's appraisal provision — scope, repair methodology, quantities, and pricing evaluated on the evidence, for insured-side or carrier-side appointments.
Start an Assignment How Appraisal WorksWhen an insurance carrier and a policyholder disagree about how much a covered loss is worth — not whether it's covered, but what the repair actually costs — most property policies provide a resolution mechanism called appraisal. Each side appoints a competent, impartial appraiser; the two appraisers work to resolve the difference, and an umpire breaks any deadlock.
RiskAxis accepts appraiser appointments from either side of the table. The role is the same in both cases: an appointed appraiser is an advocate for the damages and proper repairs the evidence supports — not for the party who made the appointment. That means independently evaluating what is damaged, what proper repair requires, the correct methodology, the quantities, and the pricing.
The position brought to the appraisal panel is built to hold up: inspected, measured, photographed, and priced in Xactimate against recognized standards. New to the process? Read the plain-English walkthrough: how the property insurance appraisal process works.
Inspection findings, measurements, photo documentation, and a line-item Xactimate valuation of scope, quantities, and pricing — the supported number, itemized.
Where estimates conflict, a reconciliation of the differences: what's missing, what's mis-scoped, what's mis-priced, and the standard or reference that supports each position.
When agreement is reached with the opposing appraiser or umpire, a signed award stating the amount of loss (RCV/ACV as applicable) — the document that concludes the appraisal.
RiskAxis Solutions is not a public adjusting firm and does not sell insurance. Appraisal and umpire assignments address amount of loss under the applicable policy process. RiskAxis does not provide legal advice, interpret insurance coverage, or render coverage opinions. Coverage and legal questions belong with qualified coverage counsel, the insurer, or the appropriate licensed insurance professional.
Appraisal engagements are accepted in the appointed-appraiser role only — not as a claim representative, negotiator, or public adjuster for either party.
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